[OT] Telematic Car Insurance Tracking App
Friday, May 26, 2023 10:23 AM
I’ve been insured by one of the well known national car insurance for many years. When the tracking apps first came on the market I thought to myself - I’m a good driver, maybe I can save on my rates. But then, I let the wary, paranoid side of my brain takeover and I didn’t want another intrusion in my personal life.
When I moved to another state a couple of years ago and I stayed with the same company but my new agent coerced me into using the app. They jacked up my rates triple and when I called they said - oh, you can really save money by installing the app. So I did and my rates went down cheaper than before.
But it’s weird using the app. It does force you to make better decisions in general - don’t speed, don’t run the red light. But I think it’s way too strict. No matter how hard I try I can’t get above an average score of 90 to 92.
And while they claim cell phone usage is tracked but not scored against you - I’m not so sure. When I travel and use the GPS app, even if I touch the phone while moving, my trip score plummets.
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